PM ADVISORY GROUP · NATIONWIDE CAPITAL ADVISORY
Commercial Construction & Completion Loans for Real Estate Investors
Capital review for ground-up development, substantial renovation and projects that need financing to reach completion.
$2 million+ focus · Smaller transactions reviewed case by case
Submit Your Deal for Review →PM Advisory Group helps investors, developers and commercial property owners structure financing requests and pursue appropriate capital sources. We review the asset, sponsor, business plan, leverage, timing and proposed exit together.
Related PMAG Closing
$1.5 million mixed-use construction completion →
A representative past transaction, not a guarantee of future approval or terms.
Your Financing Questions, Answered
Who arranges private commercial construction financing?
PMAG helps developers and investors pursue capital suited to their project and stage of completion. Review begins with the site, approved plans, budget, sponsor experience and proposed exit.
Can a construction loan cover land and building costs?
A lender may consider acquisition and construction costs within one structure. Eligibility depends on land basis, approvals, budget, borrower equity and the full development plan.
Can land equity count toward my construction contribution?
A lender may recognize some existing land equity, subject to its valuation and underwriting policies. Land equity does not necessarily replace cash needed for closing, contingencies or ongoing project costs.
Can I refinance a construction loan before the project is finished?
Completion financing may be considered after reviewing existing debt and the remaining work. A reliable cost-to-complete analysis and a clear path to completion are central to that review.
Who can finance a stalled construction project?
Private construction or completion capital may be appropriate for some stalled projects. The reason work stopped, contractor status, title, permits, remaining budget and available equity must be understood first.
Can I obtain financing for construction cost overruns?
Additional financing may be reviewed when the revised budget and completed value support the capital request. Provide committed costs, unpaid invoices, contingency needs and the proposed source of any remaining shortfall.
Do I pay interest on undrawn construction funds?
Interest may be charged on drawn funds or on a broader committed balance depending on the loan structure. Ask for a written explanation of interest calculations, unused fees and reserve treatment.
How are construction draws released?
Draw procedures depend on the lender's documents and may involve inspections, invoices and lien documentation. Confirm reimbursement timing and any borrower-funded work before choosing a loan.
Can interest reserves and closing costs be financed?
Some structures may include these costs within the overall commitment. Their inclusion affects leverage and the funds actually available to acquire or complete the project.
What documents help a construction loan move forward?
Prepare plans, permits or approval status, detailed budget, schedule, contractor information, current debt and sponsor financial information. For a completion loan, add a current progress report and cost-to-complete.
Start With the Deal Facts
Send the property address and type, purchase price or estimated value, requested loan amount, current payoff, intended use of funds, closing deadline and repayment plan. Include income, renovation budget and sponsor experience where relevant.
For an initial inquiry, send a summary rather than sensitive identification numbers or bank credentials.
Discuss Your Financing Request →Explore Related Financing
Business-purpose commercial and investment real estate inquiries. Financing availability varies by property, state, lender and transaction. All financing is subject to underwriting, due diligence, approval and final documentation. Legal, title, tax, probate and bankruptcy matters require appropriate professional review. This information is general and does not establish loan eligibility or constitute a commitment to lend.